2026-08-01 · Cogotec, Bangkok
Cogotec uses software — live comparison, policy Q&A, renewal tracking — so people can spend their time on programme design and claims instead of paperwork. That is the model for international health and travel cover.
The traditional way works: research the market, structure the cover, help on a claim. But people are human: they work office hours, they hold dozens of clients, and they are rarely free at 9pm in a hospital in a country you do not know.
AI does not replace people. It extends them. Nomi answers coverage questions, explains terms, and guides claims procedure, 24/7, from verified insurer documents. The Cogotec team designs the programme and advocates when a claim goes sideways.
Cogotec is not a comparison site. Comparison sites browse. They do not understand your situation and they do not advocate on a claim. Cogotec is a consultancy with AI built in — including Nomi and live comparison across the panel.
When Nomi reaches the limit of what AI should handle, it connects you to a person. That is the design: you benefit from the technology. You interact with a person.